Following are the 25 most famous features offered by some credit cards in the US:
At least 2% Flat Cashback (upto 5% for categories)
Sign up Bonuses (~20% of total spend for 3-6months)
24x7 premium customer care support
More professional/helpful customer care, less waiting time
Always+Instantly available credit/loan limit
Cash advance availability (but high interest/fee)
Upto 5% Airline / 10% hotel/car-rental cashback
Covers theft/damage for your car rental (not to other car/people)
Extended warranty coverage for hardware/equipment
Travel insurance for baggage/flight delay/loss
Full refund for TSA precheck / CLEAR / GlobalEntry
Free worldwide Lounge access for entire family
Balance transfer high interest balance to low/no interest cards
Rollover of high interest debt to hardship low interest loans
Increases credit score for future loan eligibility
No Foreign Transaction Fees – Saves 2-3% when spending abroad
Zero Liability Fraud Protection – You're not responsible for unauthorized transactions.
Purchase Protection – Covers stolen or damaged items bought with the card (usually for 90–120 days).
Lower Interest Promotions – Some cards offer 0% APR on purchases for an initial period.
Concierge Services – Helps with reservations, tickets, and trip planning.
Cell Phone Protection – Covers damage/theft if the bill is paid with the card.
Companion Passes & Free Checked Bags – Some airline cards allow a second passenger to fly free.
Buy Now, Pay Later Options – Some cards (like Amex Pay Over Time) allow splitting purchases into installments.
Roadside Assistance – Free or discounted towing, fuel delivery, and locksmith services.