**ALL Benefits of the Visa Infinite Program**
**Travel Benefits:**
**Airport Lounge Access:**
- Enjoy complimentary access to airport lounges worldwide.
- Limited to a specified number of visits per year, typically around 6 visits.
- Subject to availability at participating lounges, and certain lounges may restrict access during peak times or special events.
- Certain blackout dates and restrictions may apply, particularly during high-demand travel periods.
**Global Entry or TSA PreCheck Fee Credit:**
- Reimbursement for Global Entry or TSA PreCheck application fee, typically up to $100 every 4 years for Global Entry.
- Limited to one application fee reimbursement every specified period.
- Reimbursement may take several weeks to process and appear on the card statement.
**Travel Insurance:**
- Comprehensive coverage including trip cancellation/interruption, baggage delay/loss, and emergency medical.
- Coverage amounts, terms, and conditions may vary by card issuer and may be subject to change.
- Certain exclusions and limitations apply, such as pre-existing medical conditions.
- Coverage may have specific requirements, such as purchasing travel tickets using the Visa Infinite card.
**Car Rental Benefits:**
- Special privileges and discounts with select car rental companies.
- Includes complimentary upgrades and insurance coverage, such as collision damage waiver (CDW).
- Discounts and privileges subject to blackout dates, vehicle availability, and specific terms set by the rental company.
- Insurance coverage may have limitations, such as restrictions on certain vehicle types or rental periods.
**Hotel Benefits:**
- Exclusive perks at partner hotels, such as room upgrades, complimentary breakfast, and late checkout.
- Perks subject to availability and terms set by individual hotels, and may not be applicable during peak seasons or special events.
- Certain blackout dates and restrictions may apply, particularly for room upgrades and complimentary amenities.
**Lifestyle Benefits:**
**Concierge Service:**
- Access to a dedicated concierge service for travel bookings, restaurant reservations, event tickets, etc.
- Availability and scope of services may vary depending on location, demand, and card issuer policies.
- Some requests, such as obtaining hard-to-get reservations or tickets, may not always be fulfilled due to limited availability.
**Dining Benefits:**
- Discounts or special offers at participating restaurants, typically ranging from 10% to 20% off.
- Exclusive dining events and culinary experiences may have limited seating and require advance reservations.
- Offer terms and availability may vary by location, and certain restaurants may exclude certain days or times.
**Shopping Benefits:**
- Access to shopping events, discounts, and personalized services, such as personal shopping consultants.
- Terms and conditions apply, and certain offers may have minimum purchase requirements or be limited to specific merchandise.
- Offers subject to availability and expiration dates, and cardholders may need to register or activate offers through the Visa Infinite portal.
**Entertainment Benefits:**
- Priority access to tickets for concerts, sporting events, etc., may be limited to certain events and seating sections.
- Exclusive VIP experiences available, but availability may be limited and may require additional fees.
- Availability may vary depending on the event and location, and certain restrictions may apply to ticket purchases, such as limits on the number of tickets per cardholder.
**Financial Benefits:**
**Rewards Program:**
- Earn points or cash back on eligible purchases, typically ranging from 1 to 3 points per dollar spent.
- Points redemption for travel, merchandise, or statement credits, with redemption options subject to change and availability.
- Points expiration and redemption restrictions may apply, such as a minimum point threshold for redemption or restrictions on transferring points between accounts.
**Travel Credits:**
- Annual statement credits for travel-related expenses, such as airline tickets, hotel stays, or transportation services.
- Credits may have expiration dates, typically within the calendar year, and may only be applied to certain types of travel expenses.
- Eligible expenses and minimum spending requirements may apply, and cardholders may need to request reimbursement within a certain timeframe.
**No Foreign Transaction Fees:**
- Fee-free international transactions when using the Visa Infinite card abroad.
- Certain limitations may still apply, such as currency conversion fees charged by merchants or ATM withdrawal fees.
- Cardholders should be aware of dynamic currency conversion (DCC) fees, which may apply when given the option to pay in their home currency abroad.
**Personal Finance Tools:**
- Access to financial planning tools, budgeting assistance, and fraud protection services.
- Features and limitations may vary depending on the card issuer, and certain services may require additional enrollment or activation.
- Cardholders should review their cardholder agreement for specific details on fraud protection policies and liability limits.